Republic Business Credit funds a West Coast Digital Printer with a facility to help provide ongoing and seasonal working capital requirements.


When a Californian privately owned digital print and marketing solutions company sought funding for their future business plans, they partnered with Republic Business Credit. The company brought on Republic as their first senior debt provider to better leverage the invested capital from the founders. Republic approved a flexible, scalable and growth-orientated working capital facility to exceed its goals amidst the market conditions caused by Covid-19. The company was seeking to partner with a senior lender that understood the opportunities and risks inherent in its business.

The company is a digital print and marketing solutions company that supports large and medium-sized companies throughout the US. The company specializes in providing print-on-demand, short-run publications, commercial printing, packaging, large format signage, direct mail, fulfilment, and self-publishing solutions with locations in the West and Rocky Mountain regions. The company wanted to bring on a senior debtor provider to ensure they could support the surge in purchase orders combined with supporting the inevitable supply chain and working capital issues that precede growth. The company CFO said, “We wanted to find a senior debt partner during the pandemic so that we had the comfort they would support us over the next few years no matter what the economy may bring,” and she further added, “We know that Republic can help us through the least certain times and that will better prepare our business to seek new revenue and product opportunities.”

Republic Business Credit provided a $2.0 million ledgered line of credit facility that injected significant new cash into the company from its available assets. Republic was introduced to the opportunity from the regional bank that was unable to underwrite the credit during the current pandemic. Republic’s EVP, Jason Carmona, said, “We are well-positioned to help companies across the balance sheet through both asset-based lending and factoring,” he further added about the company, “Our team worked with the Company to structure a creative and flexible facility that provided liquidity so the management team could focus on growth.” Republic will likely add on an equipment term loan facility in 2021 as the company views significant growth on the horizon.

Republic Business Credit partners with banks, accountants, sponsors, lawyers and investment banks to collaboratively support entrepreneurs across the United States, to create value, by enabling them to focus on growing successful businesses. Republic’s CEO, Stewart Chesters added, “We believe our suite of lending products will be even more necessary as states reopen. We look forward to being a significant part of helping small and medium-sized businesses with the ambitions of our new Printing client.” Republic Business Credit provides factoring, asset-based lending and direct to consumer facilities up to $10,000,000 across the United States.